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Social Security


When and how your benefits are paid

Social Security benefits are paid each month in the month following the month for which they are due; for example, you would receive your July benefit in August.  Generally, the day of the month you receive your benefit payment depends on the birthdate of the person on whose earnings record you receive benefits.  For example, if you get benefits as a retired worker, you benefit will be determined by your birthdate.  If you receive benefits based on your spouse's work, you benefit payment due will be determined by your spouse's birth date.

Date of birth Benefits paid each month on
1st-10th Second Wednesday
11th-20th Third Wednesday
21st-31st Fourth Wednesday


Free Social Security services
Some businesses advertise that they can provide name changes or Social Security cards for a fee. These services are provided free by Social Security, so do not pay for something that is free. 


Information updates
  • Cost-of-living adjustments
Each January, your benefits will increase automatically if the cost of living has increased. 
  • Annual earnings limit

If you are younger than full retirement age, there is a limit to how much you can earn and still receive all your Social Security benefits.  This amount increases each year.